From the pandemic to supply chain issues, the past few years have brought ongoing change for Canadians nationwide. It’s more important than ever to plan ahead for the unexpected.

Manulife can help with exclusive insurance offerings for Costco members, including health and dental, term life and travel insurance. Its comprehensive coverage options can be an important part of preparing for your family’s future, helping to protect both your health and finances. Here’s a look at each.

Health and dental

In the last few years, many Canadians held off on using extended health care services like massage therapy, physiotherapy, dental and more. As things get back to normal, it’s important to check that your insurance covers the services you need. Additionally, provincial or employer health plans don’t always cover all health and dental expenses. If you were among the many people changing careers or starting self-employment ventures during the pandemic years, it’s essential to have insurance there for when you need it.

Term life

Term life insurance provides a tax-free lump-sum payment to your loved ones in the event of a death. In short, it helps to protect the future of your family so they can continue covering everyday costs—like a mortgage, for example. Manulife term life policies offer flexibility, and even lower premiums for Costco members. Manulife has both five- and 10-year term life plans, so you can choose a plan that’s best for you.

Travel

Many people are now booking holidays or travelling to visit family after several years of staying close to home. However, if you require hospitalization or medical care while outside Canada, it’s important to remember that these expenses are typically not covered by government or employer plans. The increased surge in travel often comes with delays, cancellations and lost luggage, which can lead to unexpected costs. Manulife offers a variety of travel insurance options, including emergency medical coverage, trip cancellation and everything in between.